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Card-not-present credit card fraud costs businesses billions of dollars a year. In this paper, we present Boxer, a mobile SDK and server that enables apps to combat card-not-present fraud by scanning cards and verifying that they are genuine. Boxer analyzes the images from these scans, looking for telltale signs of attacks, and introduces a novel abstraction on top of modern security hardware for complementary protection. Currently, 323 apps have integrated Boxer, and tens of them have deployed it to production, including some large, popular, and international apps, resulting in Boxer scanning over 10 million real cards already. Our evaluation of Boxer from one of these deployments shows ten cases of real attacks that our novel hardware-based abstraction detects. Additionally, from the same deployment, without letting in any fraud, Boxer’s card scanning recovers 89% of the good users whom the app would have blocked. In another evaluation of Boxer, we run our image analysis models against images from real users and show an accuracy of 96% and 100% on the two models that we use. 

Abstract Flare frequency distributions represent a key approach to addressing one of the largest problems in solar and stellar physics: determining the mechanism that counterintuitively heats coronae to temperatures that are orders of magnitude hotter than the corresponding photospheres. It is widely accepted that the magnetic field is responsible for the heating, but there are two competing mechanisms that could explain it: nanoflares or Alfvén waves. To date, neither can be directly observed. Nanoflares are, by definition, extremely small, but their aggregate energy release could represent a substantial heating mechanism, presuming they are sufficiently abundant. One way to test this presumption is via the flare frequency distribution, which describes how often flares of various energies occur. If the slope of the power law fitting the flare frequency distribution is above a critical threshold,α= 2 as established in prior literature, then there should be a sufficient abundance of nanoflares to explain coronal heating. We performed >600 case studies of solar flares, made possible by an unprecedented number of data analysts via three semesters of an undergraduate physics laboratory course. This allowed us to include two crucial, but nontrivial, analysis methods: preflare baseline subtraction and computation of the flare energy, which requires determining flare start and stop times. We aggregated the results of these analyses into a statistical study to determine thatα= 1.63 ± 0.03. This is below the critical threshold, suggesting that Alfvén waves are an important driver of coronal heating.